1099 Life Benefits Plan
for Locum Tenens Providers
1099 Life Benefits Plan for Locum Tenens Providers
Benefits Designed for Independent Contractors who are 1099s and Small Businesses with W2 Employees
Peace of mind for those who count on you
At Ten99 Health, we know that life coverage isn’t just about you. It’s about protecting the people who depend on you. That’s why we offer group term life covreage explicitly built for independent contractors and their families.
Comprehensive coverage
Your family deserves full support. Be prepared for life, AD&D, education support, and more.
Guaranteed access
Your peace of mind is secure. No health questions or exams required.
Flexible policy conversion
When your job ends, your coverage stays on. If your contract ends, convert to an individual plan to maintain protection.
1099 perks
Think of us as your HR department. From plan selection to claims help, we’ve got you covered every step of the way.
We encourage 1099 locum tenens providers to compare our plan to other dental insurance options available in the marketplace. Our plan offers comparable coverage, potentially at a lower rate.
| Provider Network | Principal |
|---|---|
Guaranteed Benefits | |
| Life Insurance Benefit | $10,000 for all eligible members under age 70 |
| If you’re over 70 | Coverage is the lesser of $10,000 or the amount you had with your previous carrier |
Coverage Reductions | |
| Age 65 | Benefit reduced by 35% |
| Age 70 | Benefit reduced by an additional 15% |
Accidental Death & Dismemberment (AD&D) | |
| Full Benefit | Loss of life, both hands or feet, or sight in both eyes |
| Partial Benefit | Loss of one hand, one foot, or sight in one eye |
Extra Coverage | |
| Seatbelt and airbag accidents | |
| Repatriation of remains | |
| Education assistance for your children | |
| Loss of use or paralysis |
Ten99 Health Testimonials
Life Coverage Pricing
Our $10,000-benefit life plan is available at the following prices: