1099 Vision Benefits Plan
for Locum Tenens Providers
1099 Vision Benefits Plan for Locum Tenens Providers
Benefits Designed for Independent Contractors who are 1099s and Small Businesses with W2 Employees
See clearly, work confidently
Many general benefits providers leave vision care off the table for self-employed professionals. Ten99 Health fills that gap with affordable, flexible vision coverage through the VSP® Choice Network, designed to fit the way contractors live and work.
Nationwide access
No matter where you go, we have your back. With 36,000 VSPs in-network, you’ll be covered wherever work takes you.
Low costs, more coverage
Keep more of your hard-earned cash. With copays as low as $0, allowances up to $250, and savings up to 25% on glasses purchases, there are tons of ways to save.
Built-in support
Think of us as your HR department. From plan selection to claims help, we’ve got you covered every step of the way.
1099 perks
Plans include out-of-network coverage so you can be confident you’re covered, even when you’re on the move.
We encourage 1099 locum tenens providers to compare our plan to other dental insurance options available in the marketplace. Our plan offers comparable coverage, potentially at a lower rate.
| Provider Network | VSP |
|---|---|
| Eye Exams | $10 copay, covered in full every 12 months |
| Prescription Lenses | $25 copay, covered every 12 months, includes single, bifocal, trifocal, lenticular, and polycarbonate lenses for kids |
| Frames | Up to $250 allowance every 24 months, plus 20% off any amount over |
| Contact Lenses | Up to $250 elective allowance every 12 months (in lieu of glasses) |
| Standard Progressive Lenses | $0 copay for one pair every 12 months |
| Lens Enhancements | Discounted, with average savings around 30% |
Ten99 Health Testimonials
Vision Plan Pricing
Our 125 plan (also known as a “cafeteria” plan) lets you pay premiums with pre-tax dollars, reducing your taxable income. This structure provides you with more control over your benefits and increased take-home pay, similar to traditional employer-sponsored plans.
Coverage Level & Monthly Cost
$15
$30
$30
$45
Visit vsp.com to find VSP doctors near you or check if your current eye care professional is in the VSP network. Select the “Choice” doctor network to see the VSP providers covered by your plan.
- Copies of marriage licenses and birth certificates are required for dependents’ coverage.
- Member must be actively working as a 1099 contractor to be eligible (unless you are part of a group plan).
- In-network only coverage except for emergency. See SBC for details.
- There is no access to BCBS online portal. You will be sent your Explanation of Benefits (EOB) in the mail directly to your address.
- The plan is a one-year minimum contract. Month to month thereafter.
- All individual enrollments need to be completed by the 15th of the month at 5 pm CST. If the 15th falls on the weekend, enrollments must be completed by the following Monday by 5 pm CST. (Completed enrollments include payment information, marriage licenses and birth certificates)