About Ten99 Health
You may be independent, but you're not alone
We’ve got your back because navigating health benefits shouldn’t feel like a full-time job. Whether you’re a 1099 contractor, freelancer, or small business owner, we’re here to help you thrive with coverage designed for your hustle.
Why Ten99 Health?
You deserve more than a plan. You deserve a partner. We offer nationwide health, dental, vision, and life plans built around your independence, with:
Year-round enrollment
No need to wait. Apply for coverage by the 15th day of any month, and your coverage starts the next day.
More choices, not fewer
Most carriers limit choices for contractors. We open the door to flexible, portable plans that match your lifestyle.
Built-in support
Think of us as your HR department. From plan selection to claims help, we’ve got you covered every step of the way.
Our Mission
Empowering the self-employed to thrive with benefits that go beyond the basics.
We’re here to close the gap in coverage for 1099 professionals and small businesses. That means more than access to benefits. It means support, flexibility, and fair pricing, all tailored to help you build a life on your terms.